Namuhla ngikunikeza isihloko esikude nobuqambi, ngenxa, kepha udinga incekumbiwa ngesandla njengebhizinisi. Mayelana nokuphepha kwamakhadi asebhange.
Cabanga ukuthi kungakanani okungasenza sibe khona ukungabikho kwezinguqulo ezingenamsebenzi! Inkokhelo ekhadini le-decto Bank selibe yizingalo zokuhlala phakathi kwe-master nomthengi. Kepha noma yikuphi ukunwetshwa kwamathuba kuletha ubungozi obengeziwe. Khuluma ngokuthi ungayinciphisa kanjani.
Mhlawumbe othile uzothi "imali yami ebhange, lelo bhange malibanakekele." Yebo, iBhangengodla livikela imali yakho, ichitha imali enkulu ezinhlelweni ezahlukahlukene zokuvikela, futhi uma lezi zinhlelo zizohluleka - noma yiliphi iBhange Lenkokhelo lizobuyisela imali kwikhasimende, lilahlekile ngenxa yeBhange Lewayini. Lesi yisimo nje samanje emhlabeni wezobuchwepheshe bolwazi onjalo lelo phuzu elisengozini kakhulu yohlelo lwebhange luyiklayenti. Okungukuthi, sinawe. Futhi uma imali izonyamalala ephuhleni lethu - bona, maye, akekho oyosinxephezela.
Kunemithetho eminingana elula, ukwenziwa kwalapho kunciphisa kakhulu amathuba okulahleka kwemali ekhadini lakho. Ngiyethemba ukuthi kuzoba khona labo abababheka njengabangaphambi kwakho. Kepha, ngeshwa, ngiyazi inani elanele labantu impilo yabo engakangeni "inhlanzeko yezezimali".
Ithiphu kuqala: ikhodi ye-PIN.
Ungalokothi ushayele noma ngubani kunoma yiziphi izimo ezivela ekhadini lakho ekhadini lakho. Iphuzu.
Ikhodi ye-PIN ukufinyelela ngqo kwemali yakho. Futhi kufanele ube nawe kuphela. Ikhodi ye-PIN yethulwa lapho kufinyelela i-ATM, i-self-service terminal noma lapho kuqinisekiswa khona lapho kusetshenzwe khona lapho kuqinisekiswa khona imali. Akudingeki ukufaka ebhange le-Intanethi. Ukuqinisekisa ukusebenza kwi-Intanethi, akudingekile. Ukuqinisekisa ubunikazi bakho esikhungweni sezingcingo, akudingekile. Ngaphezu kwalokho, ibhange lakho ngeke likucele ukuthi uqambe ikhodi ye-PIN. Uma umfokazi ekushayela ucingo futhi, ebona isisebenzi sasebhange, kucela ukuthi ikhodi ye-PIN iyinkohliso. Futhi. Angikaze. Akekho.
Akufanele ugcine ikhodi ye-PIN eduze kwekhadi: Uma ulahlekelwa yisandla, owathola umuntu wakhe akufanele athole ngaphakathi nemephu, kanye nemvilovi yephini. Kepha bhala ikhodi ye-PIN kumephu ongayenza. -I Kwesokudla, kunjalo. Ukufaka ikhodi ye-PIN engalungile kuzokuvumela ukuthi wazi ukuthi imephu "yaphosa", futhi uma isela lingenalwazi, lizolivimba ngokuzimela ithuba lokuletha imali ekhadini lakho. Ngokubambisana nemephu, kunjalo, kepha uzokuvimba noma kunjalo uma kungaziwa ukuthi, akunjalo?
Ithiphu Yesibili: Ikhodi ye-CVV (CVV2).
Lezi zinombolo ezintathu ngemuva kwekhadi eliseduze nenkambu yesiginesha yakho. Ikhodi ye-CVV iyadingeka ukuqinisekisa ukuthenga kwi-Intanethi, kanye nenombolo yemephu nendawo yayo yokuvunyelwa. Ukuthengwa kwi-Intanethi bekulokhu kubhekwa njengengozi - ngoba imephu yonke imininingwane edingekayo yokwenza ukuthenga. Okwamanje, amasistimu amaningi okukhokha angezelela ngokuqinisekiswa kwekhodi ye-SMS elahlekile, kepha namanje: Musa ukudlulisela ikhadi kubantu besithathu, ungavumeli abathengisi bakuphuze kude nawe. Ungafaki idatha yekhadi lakho kumasayithi angaziwa. Futhi kahle, ungasebenzisi ikhadi lakho eliyinhloko lokubala i-Intanethi. Zitholele ikhadi elihlukile noma usebenzise i-Yandex.Money Wallet Shopping kanye nezinhlelo ezinjalo. Lesi buffer phakathi kwakho kanye (mhlawumbe) nabanikazi besayithi abangathembeki noma bamane budedengu lapho inkokhelo yenziwa khona. Futhi noma ngabe lesi buffer sihlehliswe, imali yakho ngeke ihlupheke.
Council Okwesithathu: Ucingo Ucingo.
Qiniseka ukubopha imephu kwifoni ephathekayo. Kunombolo enkulu, ehlala iseduze. Futhi ngokuqinisekile xhuma insizakalo "I-SMS-Alert" noma "ukwazisa ngeselula". Okushiwo ukuthi noma yikuphi ukunyakaza kwe-akhawunti yekhadi kufanele kwenzeke nesaziso esigunyaziwe ocingweni. Lokhu kuzokuvumela ukuthi ubheke ngokushesha ukubhaliswa kwemali kumthengi futhi, okungathandeki, kepha akubalulekile kangako - uzokwazi ngokubhala. Futhi uma imali ivele isuka ekhadini - lesi yisizathu sokukhiya kwayo ngokushesha. Futhi uma ukhokha ikhadi futhi awutholanga umbiko ngalokhu - isizathu sokuheha ibhange ukuze kunqunywe ukuthi kungani kungabikwanga. Lokhu kungaba yinkinga yezobuchwepheshe, kunjalo. Kepha kubi, uma kunephutha noma inhloso enonya yenzeka ngekhadi elivukelayo kwelinye inani.
Futhi ekugcineni Umkhandlu okwesine , okokugcina ngokulandelana, kodwa hhayi okuningi. Vula ikhanda lakho.
Kunomqondo onjalo - ubunjiniyela bezenhlalo. Le yindlela yokugqugquzela umuntu ezenzweni zenkohliso ezifiselekayo. Futhi cha, akulona i-hypnosis eyimfihlakalo futhi hhayi i-hypnosis, yi-psychology: Uma "uhlangana" umuntu emizweni, uzokwenza ngokwemvelo, futhi angalingani.
Umzwelo onamandla bekulokhu ukwesaba. Nguye ophethe izenzo zakho lapho ufika eSMS ngombhalo onjengokuthi: "Ngafaka imali ngemali ngale nombolo, ngizobe ngichaza konke, mama." Ukuhlukahluka kwemibhalo kungaba okuningi, kuvela okusha njalo, baqala ngokwengeziwe, futhi bezokuvikela munye: okokuqala cabanga ngakho. Akukhathalekile ukuthi umbhalo we-SMS uthembisa ukuthini. Akunandaba noma yini esisongela. Yima ucabange.
Uma umyalezo uthi umuntu wakho oseduze usongelwa ngengozi, futhi udinga imali edinga imali - thintana nalo muntu, ungahumushi imali ngaphandle kokuqinisekiswa kwakhe ukuthi unenkinga ngempela.
Uma ucelwa ukuthi ushayele inombolo echazwe ku-SMS, ngaphandle kwalokho ikhadi lizovinjwa - shayela. Kepha esikhungweni sezingcingo Ibhange lakho . Inombolo ikhonjiswa ngemuva kwemephu nakuwebhusayithi esemthethweni. Ungabizi ama-scammers, ungabanikeli ithuba lokukukholisa.
Uma ucelwa ukuthi ufake ikhodi yokukhanselwa kokusebenza ongakwenzanga (okusolwa ukuthi kuyiphutha) - okuthe xaxa ungakwenzi! Isixhumanisi se-SMS enjalo ngokuvamile akwenzi nhlobo ebhange lakho le-Intanethi. Kanye nekhodi ozothumela ebhange leselula kungenzeka Gcizelela Ukusebenza kakhulu ongakwenzanga futhi ngeke kufezeke - abahlaseli bakwenzele wena, futhi wena, ukuvumela i-SMS, kuqinisekisile ukudluliselwa kwemali.
Ngeminye imibuzo, uma kwenzeka noma yikuphi ukusola - thintana nebhange lakho, ngokubiza isikhungo sezingcingo noma ehhovisi lenkonzo.
Futhi ngaso sonke isikhathi cabanga ngaphambi kokwenza. Ungavumeli imizwa ithathe phezulu. Thatha i-TWEYS, thatha ikhefu - lo mthethosivivinywa awuhambi imizuzwana, noma ngabe abahlaseli bazama kangakanani ukukukholisa ngakolunye uhlangothi.
Kungani ngibhala ngalokhu manje lapho wonke umuntu ememezela ukuhalalisela okuphefumulelwe nezithombe ezijabulisayo? Uchungechunge lwamaholide isikhathi esithandwayo se-scammers. Abantu baphumula, baphumule, baphuza kakhulu - leli yithuba elilula lokuhlaselwa. Angifuni ukufonela isikhungo sezingcingo, kepha amahhovisi awasebenzi konke hhayi ngohlelo olujwayelekile futhi alahlekelwe yisikhathi, okuyigugu ngomqondo ongokoqobo azovinjwa, imali ephansi izovinjelwa, imali encane ukwazi ukususa abahlaseli kuyo. Ngakho-ke, phumula ngaphandle kokucima amakhanda akho. Unganikeli kubakhwabaphansi besehlukaniso. Ungabaniki osebenzelana nonyaka ophumayo.
Uphephe. Jabula.
Umthombo