"Sawubona. Ngingaxhumana kanjani nawe? " - Lokhu kungukuqala kwengxoxo yocingo, naphezu kokuzenzela okungokoqobo kofona, njengomthetho, akuthembisanga ingxoxo emnandi. Lokhu kuzoba abakhangisi abacasulayo, noma okubi kakhulu, ukujuluka. "Thola" hhayi ngocingo kuphela, kodwa futhi kwi-Intanethi, futhi, kuyenzeka, kumenyezelwa ngaphansi kwemigqa ehlukene ngqo embundwini wakho.
Futhi abantu abadinga ukunakwa kwakho nemali yakho bathuthukisa izindlela zabo futhi bajabulele amaqhinga, abasebenza ngokwengqondo ngokwengqondo nangobuhlakani obukhulu kakhulu. Ama-anews aqoqe amacebo amasha ambalwa amnandi nawasendulo.
"Ukwethusa" Umlayezo ovela ebhange
Maphakathi nje no-Agasti, indoda edumile e-aultiveveve, Manager Top Oflers ebambe ", icishe yawa esigabeni sabakhwabanisi, umphathi ophezulu weFord allers ebambe. Uchaze icala lakhe ku-Facebook.Unkosikazi wakhe uthole umyalezo ku-Messenger Viber. Lo mlayezo bekufanele uqhamuka eSenberbank, nge-logo yayo futhi kusuka kunombolo 900, lapho kwathiwa khona ukuthi ukudluliselwa kwenani elikhulu kugcinwe kumephu yakhe, futhi uma engazange avume , khona-ke kufanele bathinte "insizakalo yokuphepha kwezezimali" ngenombolo ebekiwe.
"E-EXAVE, uthayipha inombolo, singena emshinini wokuphendula, sifana ne-Sberbank, futhi sixhumane ne-" Specialist ". Futhi umuntu uqala ukucela imininingwane eyimfihlo emephini. UNkulunkulu oSlava, wema ngesikhathi, kwikhodi eyimfihlo ekuqaleni. Lapho abantu bebona ukuthi akazange agingqa, wathuthela e-stladimir.
Abashadikazi babona umehluko: esikhundleni senombolo yamanje "Sberbank" 900, umyalezo ubunezinhlamvu "zenombolo" 9u (9, bese kuba izinhlamvu ezimbili o).
Ungaqhubeka kanjani
Uma uthole umyalezo mayelana nanoma yikuphi ukusebenza ngokuya ngamakhadi akho nama-akhawunti owawungasebenzisi, ungagijimeli ukubiza ifoni ebekiwe. Hlola igumbi lokuxhumana kwimephu ngokwalo noma kuwebhusayithi esemthethweni yeBhange bese ushayela kuphela kukho. Futhi khumbula: Abasebenzi bangempela bebhange abalokothi bacelwe ukubiza ikhodi eyimfihlo kwi-inzuzo ne-PIN.
"Udwengule Bell"
Ubiza kusuka egumbini elingaziwa. Ngemuva kwe-beep yokuqala, ucingo "luyaphuka". Ungena emuva, ubala ucingo lubalulekile.Muva nje, indlela okuthiwa yindlela elahlekile yasetshenziselwa ukuhoxisa imali kwi-akhawunti yababhalisile. Manje ama-spammers ajwayelekile ayanda kakhulu: esikhundleni sempendulo, uzwa umyalezo ozenzakalelayo wokukhangisa.
Akunakwenzeka ukumisa lolu hlelo: Kuyavela, wena ngokwakho waphenduka wathola imininingwane, ngakho-ke akubhekwanga ngisho "ukukhangisa" futhi ikakhulukazi "babeka" enkonzweni ye-Federal Antimonopoly yenhlangano yaseRussia.
Abahambi besikhungo sokuxhumana kweRunet kwizingqinamba zomthetho USergey Kopylov: "Imvamisa abantu bazama ukubuyela emuva. Kusukela lapho kubukwa umthetho, kunzima ukuba nzima ukuletha ubulungiswa ngeze. Ama-Spammers akhuthaza ababhalisile ukuba bazibize. "
Ungaqhubeka kanjani
Ihlala kuphela uma kungenzeka ukuthi ungabizi izinombolo ezingaziwa: Uma lokhu kungeyona ogaxekile, uzothunyelwa. Futhi ufunde ukwethuka ngaphandle kwesizathu: "Kuthiwani uma abanye babathandekayo befika esimweni esiphuthumayo? Kuthiwani uma kwenzekani? " Lokhu kungahlolwa, kunjalo?
"Abasebenzi bakwaGosorgans"
"Isikhulu esithi" esisemthethweni "ngokwengqondo sibangela ukuzethemba okwengeziwe. Ngaphezu kwalokho, ngokuya ngezinhlelo ezisunguliwe, abakhwabanisi - bamukelwa ngokunembile ngisho nesitayela esikhethekile esisemthethweni sokusebenzisana nesibalo sabantu: izwi elingenamibala, ukunganaki okusobala, indlela ebonakalayo - okusobala - okukhona futhi kungasizi kwintshisekelo yomuntu siqu.Isibonelo, zihanjiswa ngabasebenzi be-Federal tax Service futhi ngaphansi kwesidingo sokukhokha isikweletu, la makhadi asebhange ayakhonjiswa. Abasebenza ngemishini basetshenziswa kufaka phakathi izinselelo zamarobhothi. Njengamanje le ndlela ithola umfutho, abantu abangaphezu kwezinkulungwane bangama-4 sebelimele.
Esinye isibonelo: "Sawubona. IHholo Ledolobha, uMnyango Wezokuphepha Komphakathi. Unendlela yamahhala eya eSanatorium (njengompesheli, ongumakadebona, umndeni omkhulu, njll.) Noma isinxephezelo sezimali. Lungiselela ipasipoti kanye nekhadi lasebhange lapho ubhala khona inani elinegama elinegama. Futhi manje ukuze kungabi namaphutha, ake sihlole inombolo yekhadi: Ngikubiza ngamadijithi amane okuqala, futhi ubiza abanye. "
(Ukwazi ukuthi yimaphi amabhange asetshenziswa kakhulu yizigaba ezithile zezakhamizi, ama-scammers anolwazi ngaphandle kobunzima "ukuqagela" amadijithi okuqala afanayo ngohlobo ngalunye lwamakhadi).
Noma: Emnyango womnyango, ukumenyezelwa kwalezi zinto ezisolwa egameni likaMasipala, I-Civil Service, isikhwama sempesheni, njll., Kuzobe sekuhanjiswa kusengaphambili, okuzoba yimizabalazo enazo izinhloso. Ngemuva kwalokho babiza amafulethi: "Usibonile isimemezelo?" Ngaphansi kwesizathu sokunakekelwa kwezenhlalo, ubeka amasevisi ezentengiso, faka amadokhumenti angenakusayinwa, adale idatha yomuntu siqu noma, esimweni esibi kakhulu, ephazamisa izinto ezibalulekile zikhishwa efulethini.
Inhloko yoMnyango Wezabasebenzi kanye nokuvikelwa komphakathi kweMoscow Vladimir Petrosyan: "Abasonhlalonhle baseMoscow abazihambelani nanoma yimiphi imibuzo nezinkinga. Asilokothi sinikeze usizo lwamahhala - lokhu kungukukhwabanisa okuphelele. " Abatholanga lutho ngamakhadi emphakathini futhi lapho bengazi ukuthi babhale kabusha inombolo yakhe.
Isikhwama sempesheni sikhumbuza ukuthi abasebenzi baso bengazibeki izakhamizi, abanikeli ngezinsizakalo zomphakathi eDomui abaceli idatha yomuntu siqu ocingweni.
Ungaqhubeka kanjani
Akekho obika idatha yamakhadi akho (inombolo ohlangothini olungaphambili, ikhodi enamadijithi amathathu kwi-inzuzo, amakhodi e-PIN, amaphasiwedi achithiwe avela ekusebenzeni nakwezinye). Uma ikhadi lakho libiza, ibhange ngeke likhokhe ukulimala.
Uma usakhiphe idatha, bese ushayela ibhange futhi uvimbele "ipulasitiki". Ungaba nesikhathi sokudlula kubakhwabambiso.
"Nginemibhalo yakho. Ngabe uzothatha? "
Izisulu zenkohliso ngabantu abathunyelwa kumasayithi wamahhala nasezinkundleni zokuxhumana zamadokhumenti alahlekile noma antshontshiwe (izinto, izilwane). Abanye abahlaseli bakhipha amashumi ezinkulungwane zama-ruble ama-ruble okusolwa ngokubuyiselwa kwemali, okungenzeki ngempela.Isikimu esijwayelekile: Uyaqinisekiswa ukuthi ukulahlekelwa kutholakala futhi kucelwe ukuholelwa okudingeka uhumushele kwi-akhawunti ethile noma inombolo yocingo. Abaningi bathola "i-euphoria" ehlanzekile ekwatikeni, lokho sekuzobuyiselwa kulahlekile.
Unokuqokwa endaweni enabantu abaningi (imvamisa esitolo, isikhungo sokuthenga) kanye nesibalo sifuna ukukhubaza ifoni kuze kufike. Ukugqugquzela noma yini, kodwa empeleni - ukuze ungabi nesikhathi sokuphazamisa "izimbangi".
Ngesikhathi sokukhokha, abakhwabanisi ekugcineni kwesenzo sefoni bakuncenge kakhulu, bamemezela ukuthi bayakubona futhi babuka ukunyakaza ngakunye. Uma unomuzwa wokuthi usukulungele ukugxuma kusuka ku-hook, bese kuba namahloni ("ngenze isenzo esihle, ngenxa yenu, futhi ungokwehlukahlukana kakhulu") noma usongela (yonke into, "yonke into, ipasipoti yami") . Futhi kholisa ukuthi uma kungazelelwe izinto zingabi okwakho, khona-ke ungabuyisela imali eshekeni noma umemezele opharetha okhokha ngephutha. Kuyiqiniso, kepha ngenkathi isicelo sakho sizodingidwa, imali izoba nesikhathi sokususa.
Ezinkundleni zokuxhumana, ungathola izindaba eziningi ezicishe zifane ezifanayo, futhi iningi libhale ukuthi bekunzima ukukholwa - baphathwa kahle ngabafonayo. By the way, bavame ukuvezwa ngabasebenzi be-pawnshops namaphoyisa: kulula ukuchaza ukuthi kungani eyebiwe.
Cishe akunakwenzeka ukuheha ubulungiswa. "Basebenzisa amafoni nama-akhawunti angabhalisiwe kuwo, futhi noma yimuphi umkhondo ozovumela ukusungula ubuntu besigebengu, bona, ngeshwa, abashiyi," kusho uDenis Scriabin ovela kwi-Law Firm "nozakwethu."
Ungaqhubeka kanjani
Kuncane ngokwakho - lalela ngokucophelela ukuthi bathini kuwe. Kufanele aqaphele uma umuntu ebona ekucacisweni encazelweni yezinto zakho, uhumusha ingxoxo komunye umfula, ngokuqiniseka kudinga imali, aqale ukucasula futhi asongele. Icala lingcolile uma ngokwesigaba kunqaba ukuhlangana nomuntu uze uhumushe imali.
Ngendlela, uma sikhuluma ngepasipoti, khona-ke sazi ukuthi ngokulahleka kwakhe ngokunganaki ungabhekana nama-ruble afinyelela kuma-300 (ubuciko be-cacap. 19.16). 19.16). Futhi uma ungamncengeli isikhathi eside ukuze uthole ukululama kwepasipoti (mane nje uphile ngaphandle kwedokhumenti), ungakuqeda ngenani elingama-ruble afinyelela kuma-5000 (Isigaba se-Cacap 19.15).
Uma ipasipoti yebiwe, khona-ke isibopho asikusongeli, kepha udinga ukubhala isitatimende emaphoyiseni ngokuntshontshwa. Kulokhu, ukululama kwalo mbhalo kuzothatha isikhathi eside.
Kunoma ikuphi, ezintshisakalweni zakho, ungaqinisekisi ukululama kwephasiphothi - awusoze wazi ukuthi ubani futhi uzosebenzisa ngakuyiphi inhloso yakho elahlekile.
"Ucingo lwakho luvinjiwe"
Kwi-smartphone noma kuthebhulethi yakho kungazelelwe kuba nengozi esikrinini esigcwele ukuthi idivaysi ivinjelwe uMnyango Wezangaphakathi noma i-FSB yokubuka amasayithi anqatshelwe, nokuthi kufanele ukhokhe inani lezinkinga phakathi nosuku nengxenye. Ngaphandle kwalokho, kuzovinjwa kuze kube phakade, yonke imininingwane ilahlekile, futhi uzokhangwa yi-athikili yezobugebengu, ngokwesibonelo, ePedophilia. Igajethi ngasikhathi sinye ivame ukuyeka ngempela ukuphendula.Noma babhala ukuthi ifoni itheleleke ngegciwane eliyingozi, elithi esikhathini esifushane kunazo zonke, kuze kube yimizuzu embalwa kakhulu, lizodala ukuvinjwa okuphelele (lizolimaza yonke idatha, lizolimaza i-SIM khadi, njll .). Kulokhu, esikhundleni se-Offer "enhle" enikela ngokuphuthumayo kwalanda uhlelo oluthile okusolwa ukuthi lubulale negciwane elinamandla futhi elingadingekile.
Ukubona lokhu, iningi labasebenzisi bama-Smartphones kanye namathebulethi bawela ukwethuka, lapho abakhwabanisi, abakwa-spammers kanye nabadali bamagciwane abalwa. Ngaphezu kwalokho, akudingekile ngisho nokuhlakala ku-porn: izinsongo zingatholwa ngamasayithi anokuqukethwe kwepirated (ama-movie, umculo, njll. amasayithi ezikhangiso).
Kwi-Intanethi, ungakhubeka kwiseluleko sokusenza ukusetha kabusha kuzilungiselelo zefekthri (ukusetha kabusha kanzima), ngenkathi yonke idatha kusuka ocingweni izosuswa. Kepha le yindlela emnandi okufanele uphenduke ngayo ezimweni ezimbi kakhulu uma ezinye izindlela zehlulekile.
Ungaqhubeka kanjani
Indlela elula, uma usongo olunjalo lugxumela esipheqululini akulona ngisho negciwane, kodwa iskripthi, ukuhoxisa umyalezo nokungenangozi kudivayisi yakho. Kwanele ukukhansela (umcibisholo emuva) futhi uvale ithebhu ngokushesha (isiphambano ekhasini lesiphequluli). Hlanza umlando wokuvakasha.
Kunzima ngokwengeziwe, uma uhlelo lokusebenza "lwesobunxele" lwethula igciwane, ukuvula ifoni yakho ngethemba. Kepha nalokhu ungabhekana nakho.
Umthombo