Namhlanje ndikunika isihloko esikude kubuchule, njengokunjalo, kodwa ufuna iqabane lakho ngesandla njengeshishini. Malunga nokhuseleko lwamakhadi ebhanki.
Khawufane ucinge ukuba ingasikhawulela kangakanani na ukungangqinelani okungenamsebenzi! Intlawulo kwiKhadi leBhanki ye-De Facto iba ngumgangatho wendawo yokuhlala phakathi kweNkosi nomthengi. Kodwa naluphi na ulwando lwamathuba luzisa kunye nemingcipheko eyongezelelweyo. Thetha malunga nokuba ubanciphise.
Mhlawumbi umntu othile uza kuthi "imali yam ebhankini, vumela ibhanki ibakhathalele." Ewe, iBhanki ikhusela imali yakho, ichitha imali enkulu kwiinkqubo ezahlukeneyo zokukhusela, kwaye ukuba ezi nkqubo ziya kusilela - nayiphi na ibhanki eyakhiweyo iya kubuyisela imali kumthengi, elahlekileyo ngenxa yebhanki ye wayini. Yimeko nje yangoku kwihlabathi letekhnoloji yolwazi enje lelona nqaku lisengozini lenkqubo yebhanki ngumthengi. Oko kukuthi, sikunye nawe. Kwaye ukuba imali iyanyamalala kwityala lethu, bona, a, akukho mntu uya kusibuyisela.
Kukho imithetho eliqela elula, ukubulawa kwayo kunciphisa kakhulu amathuba okulahleka kwemali kwikhadi lakho. Ndiyathemba ukuba kuya kubakho abo bazibambayo phakathi kwenu. Kodwa, ngelishwa, ndalazi inani elaneleyo labantu abaphila ubomi babo abungekangenisi lo "kucoceko lwezezimali".
Icebiso lokuqala: Ikhowudi yePIN.
Ungaze ubize nabani na kuyo nayiphi na imeko kwikhadi lakho kwikhadi lakho. Inqaku.
Ikhowudi yePIN ifihli ngqo kwimali yakho. Kwaye kufanele ukuba unakho. Ikhowudi yePIN yaziswa xa ufikelela kwi-ATM, i-terminal yenkonzo yenkonzo okanye xa utyando kwi-terminal yemali uqinisekisiwe. Akudingeki ukuba ungene kwi-Intanethi ye-Intanethi. Ukuqinisekisa ukusebenza kwi-Intanethi, ayidingeki. Ukuqinisekisa isazisi sakho kwiziko lemibuzo, ayifuneki. Ngapha koko, ibhanki yakho ayisoze ikubuze ukuba ubize ikhowudi yePIN. Ukuba umntu ongamaziyo ubizayo kwaye, wabona umsebenzi wasebhankini, ubuza ukuba ikhowudi yePIN yinto yobuqhetseba. Kwakhona. Soze. Akukho mntu.
Akufuneki ugcine ikhowudi yePIN ecaleni kwekhadi: Ukuba uphulukana nebhegi, ofumene umntu akufuneki afumane ngaphakathi kunye nemephu, kunye nemvulophu yePIN. Kodwa bhala ikhowudi yePIN kwimephu onokuthi. Hayi Kulungile, kunjalo. Ukufaka ikhowudi yePIN engachanekanga kuya kukuvumela ukuba wazi ukuba imephu iphose ", kwaye ukuba isela lingenamava, uya kulivala indlela yokuzisela imali kwikhadi lakho. Ngokudibeneyo nemephu, kunjalo, kodwa uya kuyiphepha, ayaziwa ukuba iphi, akunjalo?
Ingcebiso yesibini: Ikhowudi ye-CVV (CVV2).
La manani amathathu ngasemva kwekhadi ecaleni kwentsimi yotyikityo lwakho. Ikhowudi ye-CVV iyafuneka ukuqinisekisa ukuthenga kwi-Intanethi, kunye nenombolo yemephu kunye nexesha layo lokuqinisekiswa. Ukuthenga kwi-Intanethi bekusoloko kuthathwa njengoyingozi - kuba imephu yile lonke ulwazi oluyimfuneko lokuthenga. Okwangoku, iinkqubo ezininzi zokuhlawula ukongeza zifuna ukuqinisekiswa kwekhowudi ye-SMS elahlekileyo, kodwa okwangoku: Musa ukudlulisela ikhadi libe limsulele abathengisi. Sukufaka idatha yekhadi lakho kwiziza ezingathandekiyo. Kwaye ngokufanelekileyo, musa ukusebenzisa ikhadi lakho eliphambili ekubala i-Intanethi. Zifumane ikhadi elahlukileyo okanye sebenzisa i-Yandex.money Wallet kunye neenkqubo ezinjalo. Le buffer phakathi kwakho kwaye (mhlawumbi) ngabanini abanganyanisekanga okanye abangenazo ilungelo lokuhlawula apho intlawulo yenziwe khona. Nokuba le buffere ithe yahluma, Imali yakho ayiyi kubandezeleka.
IBhunga lesithathu: Ifowuni yeselula.
Qiniseka ukuba ubopha imephu kwifowuni ephathekayo. Kwinani eliphambili, elihlala likhona. Kwaye ngokuqinisekileyo dibanisa inkonzo "yeSMS-Alert" okanye "Ukwazisa ngefowuni". Intsingiselo kukuba nayiphi na intshukumo yeakhawunti yekhadi kufuneka yenzeke ngesaziso esinyanzelekileyo kwifowuni. Oku kuyakuvumela ukuba ubeke iliso kwangoko kwimali yomthengi kwaye, engathandekiyo, kodwa akukho nto ibaluleke kakhulu- uya kwazi malunga nokubhala. Kwaye ukuba imali ihamba ngequbuliso ivela ekhadini- esi sisizathu sokuvalwa kwayo kwangoko. Kwaye ukuba uhlawule ikhadi kwaye akafumananga ngxelo malunga noku - isizathu sokubhena kwiBhanki ukuze siqwalasele ukuba kutheni kungenjalo isilumkiso size. Oku kunokuba yingxaki yezobugcisa, kunjalo. Kodwa okubi ngakumbi, ukuba impazamo okanye injongo embi yenzekile kwikhadi eliguqukayo kwelinye inombolo.
Kwaye ekugqibeleni IBhunga Isine , eyokugqibela ngolungelelwano, kodwa ayininzi. Jika entlokweni yakho.
Kukho umxholo onjalo-ubunjineli bentlalontle. Le yindlela yokukhuthaza umntu kwizenzo ezinqwenelekayo. Kwaye hayi, ayisiyonto ingaqinisekanga kwaye ingasiyo i-hypnois, yingqondo: ukuba "hleze" umntu abe nemvakalelo, uya kwenza ngokwemvelo, kwaye akasengqiqweni.
Eyona mvakalelo inamandla ibisoloko yoyika. Nguye olawula izenzo zakho xa ufika kwi-sms ngesicatshulwa esithi: "Ndibeka le nombolo, ndiza kucacisa yonke into, umama." Umahluko wezicatshulwa lunokuba lukhulu, avele ngokutsha, bayaqhubeka kwaye banobunkunkqele ngakumbi, kunye nengxoxo enye: cinga. Ayinamsebenzi into ethethwa ngu-sms. Nokuba yintoni esongela. Yeka kwaye ucinge.
Ukuba umyalezo ubanga ukuba umntu wakho okufuphi usoyikiswa yingozi, kwaye uyayifuna ngokungxamisekileyo-qhagamshelana nalo mntu, musa ukuguqulela imali ngaphandle kwesiqinisekiso sakhe sokuba unengxaki.
Ukuba ucelwa ukuba ufumane inombolo echazwe kwiSMS, kungenjalo ikhadi liya kuvalwa-umnxeba. Kodwa Kwiziko lemibuzo Ibhanki yakho . Inani liboniswe ngasemva kwimephu nakwiwebhusayithi esemthethweni. Sukubiza i-scammers, musa ukubanika ithuba lokukholelwa.
Ukuba uceliwe ukuba ungene kwiKhowudi yokuCimala umsebenzi ongawenzanga (ngokutyholwa ngokungafanelekanga) - kokukhona ungazenzi! Qhagamshela kwi-SMS enjalo ayihlali konke konke kwiBhanki yakho ye-Intanethi. Kwaye ikhowudi oyithumelayo kwi-bhanki yefowuni inokwenzeka Qinisekisa Umsebenzi ongakhange ungenzi kwaye ungaphumezanga, abahlaseli badalele, kwaye uya kubanika iSMS, uqinisekisile ukuhanjiswa kwemali.
Yonke imibuzo, kwimeko yokukrokrela - qhakamshelana nebhanki yakho, ngokubiza iziko lemibuzo okanye kwiofisi yenkonzo.
Kwaye uhlala ucinga ngaphambi kokuba wenze. Musa ukuvumela iimvakalelo ukuba zithathe ngaphezulu. Thatha i-sheys, thatha ikhefu- Lo mthetho uYilwayo akayi kwimizuzwana, nokuba abahlaseli bazame kangakanani ukuba bakuqiniseke.
Kutheni le nto ndibhala ngale nto ngoku xa wonke umntu epapasha i-congrausing kunye nemifanekiso yovuyo? Ungcelele lweeholide lixesha olithandayo le-scammers. Abantu baphumla, phumla, ukusela abaninzi - eli lithuba elifanelekileyo lokuhlaselwa. Andifuni ukutsalela umnxeba kwiziko lemibuzo, kodwa ii-ofisi azisebenzi zonke kwaye hayi ngohlobo oluqhelekileyo kwaye ilahlekile ixesha elifanelekileyo: Imephu ephawulekileyo iya kuvalwa, imali encinci ukwazi ukususa abahlaseli kuyo. Ke, phumla ngaphandle kokucima iintloko zakho. Musa ukunikezela kobuqhetseba boqhawulo mtshato. Musa ukubanika ukuba basebenze ntoni kunyaka ophumayo.
Khuseleka. Yonwaba.
Umthombo