Uyu munsi ndaguhaye ingingo iri kure yo guhanga, nkaya, ariko ukeneye umuja nkubucuruzi. Kubyerekeye umutekano wamakarita ya banki.
Tekereza ukuntu yatugeraho kubura ubusobanuro butagira amafaranga! Kwishura ikarita ya banki ya deceto yahindutse igipimo cyimidugudu hagati ya shebuja nuwagushinzwe. Ariko kwagura amahirwe bizana ibyago byinyongera. Vuga uburyo bwo kugabanya.
Ahari umuntu azavuga ngo "amafaranga yanjye muri banki, reka banki abiteho." Nibyo, banki irinda amafaranga yawe, amara amafaranga menshi kuri sisitemu zitandukanye zo kurinda, kandi niba iyo sisitemu izatsindwa - banki iyo ari yo yose yo kwiyubaha izasubiza amafaranga, yatakaye kubera banki ya divayi. Nibyo ibintu biriho kwisi yikoranabuhanga ryamakuru kuburyo ingingo zitishoboye cyane za sisitemu ya banki ari umukiriya. Ni ukuvuga, turi kumwe nawe. Niba kandi amafaranga azashira mu makosa yacu - bo, ishyano, ntawe uzadushyura.
Hariho amategeko menshi yoroshye, ishyirwa mubikorwa ryacyo rigabanya cyane amahirwe yo gutakaza amafaranga kuva ikarita yawe. Nizere ko hazabaho abatekereza ko aribanzi muri mwe. Ariko, ikibabaje, nzi umubare wabantu bahagije ubuzima bwabo butaranjira muriyi "furgiene yimari".
Impanuro Yambere: Kode ya PIN.
Ntuzigere wita umuntu mubihe byose uhereye ku ikarita yawe uhereye ku ikarita yawe. Ingingo.
Kode ya PIN ni uburyo bwo kugera kumafaranga yawe. Kandi agomba kukugira gusa. Kode ya PIN itangijwe iyo igera kuri ATM, kwikorera-serivisi cyangwa mugihe ibikorwa kuri terefone byemejwe. Ntibikenewe kwinjira muri banki ya interineti. Kwemeza ibikorwa kuri enterineti, ntibikenewe. Kwemeza umwirondoro wawe muri centre yahamagaye, ntibikenewe. Byongeye kandi, banki yawe ntizigera igusaba kuvuga kode ya PIN. Niba umunyamahanga aguhamagaye kandi, abona umukozi wa banki, asaba kuvuga kode ya PIN ni uburiganya. Na none. Nta na rimwe. Ntawe.
Ntugomba kubika kode ya PIN kuruhande rwikarita: Niba wabuze igikapu, wasanze umuntu we atagomba kubona imbere nikarita, nibahasha. Ariko andika kode ya PIN ku ikarita urashobora. Ntabwo Nibyo. Kwinjira kode ya PIN itari yo izagufasha kumenya ko ikarita "yataye", kandi niba umujura aruhutse, azigenga amahirwe yo kuzana amafaranga ku ikarita yawe. Hamwe nikarita, birumvikana, ariko uzabihagarika uko byagenda kose niba bitazwi aho, sibyo?
Inama Isegonda: Kode ya CVV (CVV2).
Iyi ni imibare itatu inyuma yikarita iruhande rwumurima kumukono wawe. Kode ya CVV irakenewe kugirango yemeze kugura kuri enterineti, hamwe numero yikarita nigihe ntarengwa. Kugura kuri enterineti byahoze byafatwaga nkigitekerezo - kuko ikarita ninkuru zose zikenewe zo kugura. Kuri ubu, sisitemu nyinshi yo kwishyura isaba kwemeza kode ya SMS ishoboka, ariko iracyari: Ntureke ngo abagurisha bakugarukira. Ntukinjire amakuru yamakarita yawe kurubuga. Kandi nibyiza, ntukoreshe ikarita yawe nkuru kugirango ubaze interineti. Ishimire ikarita yihariye cyangwa ukoreshe imashini ya yandex.money.money.money hamwe na sisitemu nkiyi. Iyi buffer hagati yawe na (birashoboka) itagira ubutiba cyangwa nyir'urubuga rwirenganyigisho kwishyura. Kandi nubwo iyi buffer izahungabana, amafaranga yawe ntazababara.
Inama ya gatatu: Terefone igendanwa.
Witondere guhambira ikarita kuri terefone igendanwa. Kumubare nyamukuru, uhora hafi. Kandi rwose Huza Serivisi "SMS-Alert" cyangwa "Kuvugurura". Igisobanuro nuko urugendo rwose rwikarita rugomba kuba hamwe nitangazo riteganijwe kuri terefone. Ibi bizagufasha gusubiza vuba kuyandika amafaranga kumuguzi kandi, bidashimishije, ariko oya ntabwo ari ngombwa - uzamenya ibyanditse. Niba kandi amafaranga yaturutse mu kaga - iyi niyo mpamvu yo gufunga ako kanya. Niba kandi wishyuye ikarita ukaba utarabonye raporo kuri iyi - impamvu yo kwiyambaza banki kugirango umenye impamvu atari izingamira. Ibi birashobora kuba ikibazo cya tekiniki, birumvikana. Ariko ibibi, niba habaye umugambi mubisha wabaye ikarita yizunguruka kuwundi mubare.
Hanyuma Inama kane , iheruka kugirango, ariko ntabwo ari byinshi. Fungura umutwe.
Hariho igitekerezo nkicyo - Ubwumvikane. Ubu ni uburyo bwo gushaka umuntu mubikorwa byuburiganya bwifuzwa. Kandi oya, ntabwo ari amayobera kandi ntabwo ari hypnose, ni psychologiya: Niba "ufata" umuntu kumarangamutima, kandi ntabwo akorera abiziritse, kandi ntabwo akora neza.
Amarangamutima akomeye yamye afite ubwoba. Niwe ucunga ibikorwa byawe iyo ugeze kuri SMS hamwe nibyanditswe nka: "Ndahita nshyira amafaranga kuri iyi nimero, ubwo nzasobanura byose, mama." Guhinduka kw'amasomo birashobora kuba byinshi, bigaragara ko buri gihe, biragenda birushaho kuba byinshi, kandi ubwunganizi bwabanje: Noneho tekereza ko, noneho ubitekerezeho. Ntacyo bitwaye kubyo inyandiko ya SMS isezeranya. Ntakibazo cyabatera ubwoba. Hagarara utekereze.
Niba ubutumwa buvuga ko umuntu wanyu hafi yuzuye akaga, kandi akeneye byihutirwa amafaranga - Menyesha uyu muntu, ntugahindura amafaranga nta nguzanyo ye afite ko afite ikibazo.
Niba usabwe guhamagara numero yerekanwe muri SMS, bitabaye ibyo ikarita izahagarikwa - Hamagara. Ariko Mu kigo Banki yawe . Umubare ugaragazwa inyuma yikarita no kurubuga rwemewe. Ntuhamagare abateka, ntubaha amahirwe yo kukwemeza.
Niba usabwe kwinjiza kode yo guhagarika ibikorwa utarakoze (bivugwa ko ari amakosa) - byinshi ntibikora! Ihuza kuri sms mubisanzwe ntabwo na gato muri banki yawe ya enterineti. Na code uzohereza kuri banki igendanwa birashoboka Kwemeza Igikorwa ubwacyo utagezeho kandi ntigikurikize - abateye bamuremye, nawe, wemera SMS, yemeje kohereza amafaranga.
Kubibazo byose, mugihe habaye gukeka - hamagara banki yawe, uhamagara ikigo cyahamagaye cyangwa ku biro bya serivisi.
Kandi burigihe tekereza mbere yo gukora. Ntukemere amarangamutima gufata hejuru. Fata Tweys, fata umuvuduko - fagitire ntabwo ijya amasegonda, nubwo abagabye igitero bagerageje kukwemeza mubinyuranye.
Kuki nandika kuri ubu mugihe buriwese atangaza yahumekewe ashimirwa nishusho zishimishije? Urukurikirane rwibiruhuko nigihe gikunzwe cyane. Abantu bararuhuka, humura, ibinyobwa byinshi - Iri ni amahirwe yo gutera. Sinshaka guhamagara ikigo, ariko ibiro ntibikora byose kandi ntabwo bimenyereye kandi bitangiye, bifite agaciro muburyo busanzwe: amafaranga make yangiritse azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make azahagarikwa, amafaranga make arazirikana gushobora gukuraho abateye. Kubwibyo, kuruhuka utazimye imitwe. Ntukemere ubutane. Ntukabiha ibikoze mumwaka usohoka.
Gira umutekano. Ishimire.
Isoko