Nibyiza kumenya mbere ibitegereje nyuma yinteruro "inguzanyo yemejwe." Kanda kugirango ukemure, uhoraho uhangayitse nuruzitiro rutagira iherezo ruva mu nguzanyo nshya. Anush Manayan - Ibyerekeye impamvu ari byiza kuguma kure ya banki.
Kugeza ubu, mfite ikarita y'inguzanyo yarengeje igihe ku bihumbi 162. Mugitondo nahamagaye robot ya Alpha, maze mvuga ko nateye isoni igihugu kandi nkantwika ikuzimu.
Birumvikana ko yavuze ko mfite isuku, ariko numvise imivumo. Kandi nagize isoni zikomeye ko umuntu azabyumva.
Nizere ko kwatura kwanjye bizakwemeza kureka inguzanyo n'amakarita y'inguzanyo ubuziraherezo kandi ugakwirakwiza amafaranga yawe neza.
Kugwa kwambere
Injipo yanjye yinguzanyo yashengije amahema hashize imyaka itatu, iyo naguze iPhone yanjye ya mbere. Yatwaye ibihumbi 48, ninjije icyo gihe 45. Ariko nabikoraga. Hariho ibidukikije ko mugihe udafite iPhone, hanyuma uve mumwobo, nyamara?Yafunguye ikarita y'inguzanyo. Nafashe ubwanjye nterana mugihe cyubusa.
Icyifuzo cyahindutse na mig kuri mcbook, hanyuma mbere yo kuva kubabyeyi. Byari nkenerwa kugura ibikoresho, kubitsa gukodesha.
Amaboko ahinda umushyitsi asinyaga inguzanyo ku bihumbi 240.
Mugihe cyo kuyisinya byari biteye ubwoba, nko kumyaka 13 kuri garage, ubwo natinze itabi ryambere.
Igice kimwe cyamafaranga nafunze ikarita yinguzanyo yarengeje igihe, yazindukije ibihumbi 80, undi yatwikiriye ikiguzi cyo kugenda.
Inguzanyo yari itaye imyaka 3. Nari ngiye gufunga amezi atandatu.
Naive Turgenevskaya (gusimbuza ijambo kubwawe).
Isahani ya beto
Ufite inguzanyo nini, arabizi: Ijuru riha ijuru, inkuta z'igitutu, abantu barashyira. Urimo kuryamamo amafoto yinshuti mu Burayi no kumira. Igisenge cyawe ni socchi.
Ndetse imyenda isanzwe ni psychologique bigoye kubigura. Kubwibyo, uhagaritswe na synthetics, kubera ko uri hose uri hose utsenga ubu.
Nyuma y'amezi atandatu, sinashoboraga kwihanganira igitutu cyo kwishyura buri kwezi. Nakoze ikarita nshya y'inguzanyo, yafunze iyi nguzanyo. Nibyo, nahise mvuna igihe cyubusa. Noneho nishyuye cyane, mubijyanye numuntu ushyira mu gaciro, inyungu.
Ariko ikarita y'inguzanyo hari ukuntu iruta inguzanyo, urabizi? Inguzanyo ni kuri Nishchebris. Ariko ikarita yinguzanyo ya platine ni ibintu byiza. Ni bangahe ibi bizakuraho kwibeshya igiciro cyiterambere, ndacyagomba kumva.
Igihe narangizaga amafaranga mu cyumweru mbere y'umushahara, maze kwishyura bitaha ku ikarita y'inguzanyo naranyuze, byaragaragaye ko hepfo ya nyuma yavunitse.
Nsanzwe muri leta y'inyamaswa yasinze, nageze gusura ababyeyi. Mu bwami bwabo bwo kubaho neza no kwishingikiriza, ubuzima bwanjye bwatangiriye neza.
Nitwa Anus, kandi ndi umusinzi
Mugihe ingimbi za 9 zamenyekanye nk'ababyeyi barimo kunywa ibiyobyabwenge, ku buryo nashize se ibintu bya mama, mfite na gato, kandi muri Mutarama na gato, kandi muri Mutarama nta mafaranga angana kuri tagisi ibihumbi 24 kuri tagisi . Amaso ya Mama arazamuka. Yari afite umuntu nkuwo nkaho yasanze imyaka miriyoni mbere yigihe cyacu kandi hari Sharan nini imaze imbere yacyo.Imyenda ntiyigeze imbabaza ngo njya ku kazi kuri tagisi no kumara amafaranga 2000 ku munsi kubera ibiryo. Nibiryo hamwe no guhumurizwa, kandi mbaho mubihe bikomeye, kuki nakwanga?
Papa yavuze ko papa yasobanuye uburyo bwo gukwirakwiza umushahara kugirango adasunika vuba, ariko afunga vuba ikarita y'inguzanyo. Muri rusange, ubu 60% yumushahara nzaceceka kandi nta mwanya wo kwihereranya ku ikarita y'inguzanyo kugirango urangize vuba.
Byongeye kandi, twarabyemeye, nzohereza igice cyinjiza kumanota atagaragara kuri kashe ndwi.
Mbwira nta banki
Waba uzi amabanki akunda cyane? Ninde uhora utinze yishyuye no kwishyura amande.
Mw'isi yo kwamamaza, ntituki kwifata. Turiho kugura. Niba kandi umenyereye ikarita y'inguzanyo, noneho ntuzashobora kuberekana muri yo. Birasa natwe ko ibintu byose bigenzurwa ubu tuzafunga ikarita yinguzanyo kandi ntituzagikoraho.
Ntukore wenyine.
Nta banywa ibiyobyabwenge bahoze bacitsemo ibiyobyabwenge, abakinnyi b'inzoga, abakinnyi. Nibyiza, urashobora kujya mumurongo wimbitse kumyaka ibiri. Kubwibyo, kuva kuri boring bikenewe ukeneye guhunga umuriro. Igihe cyose.
Sinigeze numva interuro yanziri zanjye: "Yoo, iyi ni banki ikonje, hari ibihe byiza!" Ni ibihe bihe? Utanga amafaranga yawe - Nibyo byose. Izi myandara ya Hipster, Cachekki, PR uhereye ku bayobozi ni lacer on shit. Amakarita menshi ufite mu gikapu, niko amafaranga utanga.
Noneho, niba umuyobozi wa banki nziza yongeye kukugezaho ballad yemewe, uzimye terefone hanyuma wongere usome iyi nkingi. Hanyuma na none. Kandi rero kugeza igihe bitabaye ko sisitemu yinguzanyo iyo ari yo yose igukorera mu madeni.
Isoko