Michel McGee writes articles for the British GUARDIAN newspaper, which are devoted to the planning of personal finances. She teaches readers as a family budget competently distribute. But a year ago, Michel suddenly realized that, despite the fact that she helps people, he did not follow their advice and spends money as it fell. The woman decided to stop it disgrace and decided to conduct an experiment. She had to abandon unnecessary purchases during the year and buy only the most necessary.
Michelle says he thought if she had no loans, he could afford to spend money as she would like. Advertising hypnotizes people and inspires to all that for happiness needs to be done this or that purchase. Humanity is in a closed circle. Working around the clock, we spend money for unnecessary things to us. Of course, a complete refusal of spending was a cardinal method, but she went to it, to finally learn to plan a budget.
The list of necessary Trat Michel was included: food, payment for the phone and the Internet, objects for hygiene, mortgage payments, utility payments and assistance to parents. According to her, at first it was too difficult. Sometimes she wanted to drink beer and calm down, but she kept herself to not break.
In the course of his unusual experiment, Michelle understood that it practically does not know how to choose products. It turned out that she spent huge money for semi-finished and coffee. Then the woman began to plan the menu and prepared a week ahead. They and her husband who joined the experiment in part of the food, reduced the cost of products to thirty-one pounds per week.
Michelle completely removed transportation costs and moved only with a bicycle. She traveled daily to work, even visited her brother on the occasion of his daughter's birth (35 miles). In the summer she went to a girlfriend's wedding (125 miles). At first, it was difficult to twist the pedals, but then she was used to. The bike from excessive load began to break, and Michelle did not provide for the costs associated with repair. She was forced to learn to repair their bike on their own.
Even throughout vacation, the bike served as faith and true. For the first time, they and her husband agreed to such an adventure as a cycle destroyed. The couple spent a wonderful time, despite the fact that the experiment deprived them of some amenities. For example, they were forced to wash in cold water, rushing around the cities and look for public toilets. They were also forced to buy food in stores. So choose chips and cookies plenty.
According to Michel, this vacation was the best over the past years. They visited wild places where nature is distinguished by their beauty, and where the mobile phones do not catch the network. They so much like this unusual trip that they decided to repeat it next year. This time they will take care of comfort.
Michelle, who was an amateur of the theater prime minister, did not go for the whole year any play. She always denied her friends who called her to go to the restaurant. She was forced to visit with empty hands, but found a great way to thank the owners for hospitality. She was visiting soap dishes for a year.
Soon the woman realized that in London you can visit numerous cultural events completely free. She found various sites that helped acquire free tickets to a variety of events. Michelle says that for the year she visited so many exhibitions as he did not attend all their lives.
There were only two cases for the year when Michelle broke the rules. She bought fried potatoes during the cycle destroyed, and the second renunciation of the rules happened when the neighbor caused a roofer to repair their overall roof. She could not pay for his part.
Just year was needed Michel to understand that for normal life people need not so much. She learned to competently plan their costs and would be happy to agree with new adventures that life offers her.
The Micheli experiment helped her significantly reduce their expenses. It paid ten percent of a mortgage loan ahead of schedule.
When she shared his experiments on the Guardian website, many readers began to blame her for "begging tourism." Michel on these comments replied that she refused to make purchases not for the reason that he had no possibility. She refused because he understood that he could do without these purchases.
When they asked that she was not enough throughout the year, she said that she was not enough such little things as a real Indian curry, moisturizing cream, perfume. On this list it has contributed bus. She adores a bike, but this transport is not provided for rainy and cold weather.
All familiar Michelle is wondering if she does not want to run on shopping after such experience? But, according to her, love for shopping was awesome in an amazing way.
She says that only buy some necessary things, for example, sneakers, jeans and repairs their bike. She is also going to organize a party and thank your friends and relatives for the support provided. Next she will visit her grandfather in Ireland.
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